After a severe weather event, it’s not uncommon for a homeowner’s roof to be significantly damaged. In some cases, the damage can be so significant that the entire roof may need to be replaced. This may seem like an easy thing to deal with. A homeowner should only have to make a claim to their home insurance carrier and and await compensation. Unfortunately, it is seldom as easy as it should be.
In these situations, where significant funds will be needed to repair or replace the roof, the insurance company may present a bit of a challenge. Quite often, insurance adjusters will refuse to offer fair compensation in order to affect all the repairs needed.
This is where the homeowner may need an advocate. In some situations, a homeowner could enlist the help of an attorney. However, legal action could get messy and expensive. In these cases, the very company the homeowner has contracted to make repairs to the roof could be the answer to stubborn and difficult insurance company.
Many roofing companies have been able to develop relationships with insurance adjusters and these adjusters know and trust the opinions of these roofing contractors. Many times, it’s simply a matter of the contractor sitting down and discussing the existing damage that a home roof has encountered. This could be enough to get the adjuster to budge and offer adequate amounts of compensation to have the roof properly repaired without doing a partial job or cutting corners on the repairs.
Not only can this advocacy lead to higher compensation for repairs, it can also take a lot of the stress off of the shoulders of the homeowner. This is beyond helpful, because dealing with a significantly damaged home is enough without have to go back and forth with an insurance company that is unwilling to pony up.
All you have to do is go online and you can see story after story about the frustration and aggravation people have had when an insurance company refuses to make good on an insurance claim. In these situations you need someone working on your behalf. From every possible angle, this sort of advocate makes the most amount of sense.